Investment Fee Calculator

Understand the true cost of investment fees and how they compound over time. A small difference in fees can mean hundreds of thousands of dollars in lost wealth.

2%
Average actively managed fund fee
0.1%
Average index fund fee
$500K+
Potential savings over 30 years

Investment Fee Calculator

Discover how seemingly small investment fees can dramatically impact your long-term wealth. See the real cost of high-fee investments over time.

$
$

Typical index fund fee (0.03% - 0.20%)

Typical actively managed fund (0.5% - 2.0%)

Low Fee Portfolio

$0

@ 0.06% annual fee

High Fee Portfolio

$0

@ 1.2% annual fee

Cost of High Fees

$0

Lost to unnecessary fees

Visual Impact Comparison

Low Fee (0.06%)
$0
High Fee (1.2%)
$0
Fee Difference: $0
That's $0 less per month for 30 years!

Try these common scenarios:

Why Fees Matter

Investment fees might seem small, but they compound negatively over time, eating away at your returns year after year.

  • Fees are charged regardless of performance
  • They compound negatively over decades
  • Higher fees don't guarantee better returns
  • Index funds typically have much lower fees

Low-Cost Investment Options

Here are some popular low-cost investment options to consider:

Index Funds
Fees: 0.03% - 0.20%
ETFs
Fees: 0.03% - 0.25%
Target Date Funds (Low-Cost)
Fees: 0.10% - 0.20%

Ready to Optimize Your Entire Financial Plan?

While choosing low-cost investments is important, it's just one piece of your financial puzzle. Our comprehensive planning tool helps you optimize everything from savings rates to retirement timing.