Privacy Policy

Effective Date: June 10, 2025

Introduction

MoneyOnFire LLC ("Company," "we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our financial planning tool and associated services (the "Services").
By using our Services, you agree to the practices described in this Privacy Policy. If you do not agree, please do not use our Services.

1. Information We Collect

Personal Information

• Name, age and email address.
• Financial details such as income, expenses, debts, assets, and retirement plans.

Automatically Collected Information:

• Device information, such as IP address, browser type, and operating system.
• Usage data, such as interactions with our website or app, and error reports.

Market Assumptions:

• User-provided data related to inflation rates, investment growth rates, and tax assumptions.

2. How We Use Your Information

• To provide and personalize the Services.
• To calculate financial scenarios and generate reports.
• To improve the performance of our algorithms and platform.
• To communicate with you about updates, recommendations, or support.
• To comply with legal obligations.

3. How We Share Your Information

We do not sell your information to third parties. However, we may share your information in the following cases:

• Service Providers: We may share information with third-party providers who assist in delivering the Services.
• Legal Compliance: We may disclose information to comply with laws, regulations, or legal requests.
• Business Transfers: In the event of a merger or acquisition, your information may be transferred.

4. Data Security

• Encryption of data in transit and at rest.
• Access controls to restrict unauthorized access.

Despite these measures, no system is 100% secure. Use of our Services is at your own risk.

5. User Rights

You have the following rights regarding your data:

• Access: Request a copy of your data.
• Correction: Update or correct inaccurate information.
• Deletion: Request the deletion of your data, subject to legal obligations.
• Data Portability: Request a copy of your data in a machine-readable format.

To exercise your rights, contact us at support@moneyonfire.com.

6. Cookies and Tracking

We use cookies and similar tracking technologies to enhance your experience on our website. These include:

• Necessary Cookies: Enable core functionality such as security, network management, and accessibility.
• Performance Cookies: Collect anonymized data about how users interact with our website to improve functionality and user experience.
• Analytics Cookies: Help us analyze website traffic and usage patterns to optimize our services.

You can control cookies through your browser settings. Disabling certain cookies may impact the functionality of our website.

7. Data Retention

We retain your data only as long as necessary to provide the Services or comply with legal obligations. Once retention is no longer required, we securely delete your data.

8. Changes to This Privacy Policy

We may update this Privacy Policy periodically. Any changes will be posted on this page with an updated "Effective Date." Continued use of the Services after changes constitutes acceptance of the updated policy.

9. Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please contact us at:
support@moneyonfire.com